Mississippi Consumer Help Blog
The Fair Credit Reporting Act (FCRA) provides specific rights to consumers who are or believe they are the victim of identity theft. If someone uses your name, Social Security number, date of birth, or other identification without the authority to do so in order to commit fraud, it is considered Identify Theft. For example, if someone used your personal information to get a loan or to get a credit card, they may have committed identity theft.
Here is a short summary of these rights that were designed to help you recover:
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You have the right to ask that nationwide consumer reporting agencies place “fraud alerts” in your file to let potential creditors and others know that you may be a victim of identity theft.