FCRA Summary of Rights

Published on: August 24, 2012 | Frank Coxwell

The federal Fair Credit Reporting Act (FCRA) was created to promote accurate, fair, and private filing of information by consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (those that sell information about check writing history, medical records, rental history, etc). Most familiar to everyone are the 3 national credit bureaus: Experian, Equifax, and TransUnion. Here is a summary of consumer’s major rights under the FCRA:

You must be told if information in your file has been used against you.
You have the right to know what is in your file.

Have You Been Sued By A Debt Collector?

Published on: May 29, 2012 | Frank Coxwell

Most of my clients come to me after a garnishment has been sent to their job. A few come to see me as soon as they are served with the lawsuit. I wish they would come to see me on the day they get sued, but that is not always practical.

If you get sued or served with papers trying to collect a debt there are several things you can do.

1) Ignore everything and hope it goes away.

Frank Coxwell, Guest of MPB Show “Money Talks”

Published on: April 11, 2012 | Frank Coxwell

Frank with Kevin Farrell, the Host of Money Talks

Truth Behind Bankruptcy

Air date 04/03/12