Mississippi Consumer Help Blog
Warning – if you have received a letter from DRA (Debt Relief Advocates LLC), it may be a part of the latest scam that preys on seniors suggesting to them that they owe debts that DRA can settle for less. In most cases – there isn’t even a debt owed at all.
An Ohio case was just settled against them and they are probably sending out these letters to other states as well. The Ohio lawsuit claimed that the consumer was sent an offer to settle a debt by DRA. But what’s interesting is that the allegation made by the consumer states that they did not owe this debt DRA claimed that they did owe.
DRA violated R.C. §1345.02 and committed an unfair or deceptive act or practice in connection with a consumer transaction because DRA offered debt mediation services when DRA knew that Plaintiff did not owe an debt obligation and Plaintiff had an inability to receive a substantial benefit from DRA’s services.
According to this complaint, the consumer was mailed letters offering to renegotiate a non-existent debt along with many phone calls to her home requesting the same offer be accepted. The letters had “Activation Notice” printed on them with “Re: Your Renegotiated Credit Card Balance Activation”. Of course the letters were urgently requesting the consumer to call DRA and speak to the Activation Department so that they could activate the consumer’s debt mediation.
If you receive a letter like this, please contact me. You always want to be weary of offers like this and ensure that you are not being preyed upon by the latest scam. Scams like this work because they know how to make things look legitimate, urgent, and a miracle offer.