Can you get credit after filing bankruptcy? Absolutely. Will you have to wait for ten years to get a house or a car? Absolutely not. Credit card companies will pack your mailbox with offers of credit. They want you back in the system using credit cards and carrying a large…
Mississippi is not a community property state and in most cases, a husband and wife are not responsible for each other’s debts. There are some exceptions, but they usually would only come up in a divorce or action between the husband and wife, not in a situation between the husband…
The end of the year is a time when we start thinking about how the past year has gone, what went wrong, what went right, and what changes we need to make to ensure things are better in the new year. When you are looking at your financial situation, it’s…
The Fair Credit Reporting Act (FCRA) provides specific rights to consumers who are or believe they are the victim of identity theft. If someone uses your name, Social Security number, date of birth, or other identification without the authority to do so in order to commit fraud, it is considered…
This is a question that comes up at every conference I have with individuals considering debt relief. It is a natural question since very few of us could obtain a house or car without access to credit. Credit Bureaus are allowed to report a bankruptcy filing for ten years. That…